Do you want to achieve all your dreams? How much money are you seeking to realize this? A hundred dollars? Thousands? A million? You can make extra money by investing.

If you really want to build your wealth, you have to find the right balance between low-volatility and high-volatility assets to achieve the desired level of risk and return. For the long term (10 years or more), exchange-traded funds (ETF) featuring large-cap, dividend-producing stocks will generate a high yield and almost certainly produce a capital gain. Nevertheless, saving for your retirement can be stressful. Finding out that you need to save a lot more money than you thought to maintain your living standard, can raise a sense of panic. Nevertheless, that is what many people are experiencing now, as they get closer to the date of their retirement. But do not despair; you can make extra money with your savings.

To enhance your chances for success, you may want to consider the trading strategy: this is moving fast in and out of positions so you can profit from markets that are rising and falling.

Here are 5 tips why you should be a trader next to a buy-and-hold investor:

1. Limit your risk
You can severely reduce the risk of losing trades if you stay with the dominant trend. The dominant trend is the direction in which the market heads over a long time. As the saying goes:"Follow the trend". You only buy in a rising market and sell or sell short in a falling market.

2. Maximize your profit
You can make money when the markets rise and when the markets goes down. Therefore, you double your opportunity to make money.

3. Avoid frustration
A bear market can take years to turn. Meanwhile you may be holding losing positions during that period. This may cause you heartburn and high blood pressure because your investments are not making any money. Had you sold your positions, you had the opportunity to buy them back at a lower price.

4. Have more control over your investments
Before you take a position, you have made a trading plan. When you execute this plan, you know exactly when your goals are reached and when your exit strategy is triggered. You only stay in the market as long as the criteria are met that you have set forth in your trading plan.

5. Diversify your opportunities
You can invest in assets, which are the most profitable at that time. When stocks are hot, you invest a greater portion of your portfolio in stocks. In the stock market, you can select a specific sector, which is booming. When bonds are more profitable, you sell your stocks and buy more bonds. When markets are going sideways, you can add options to increase your opportunities to make money.

A trader 's success can help any investor improve their returns.