Real estate has been the fastest way to wealth than any other form of investment. The problem is that you were traditionally required to put down 20% of the purchase price when buying an investment property. This strategy limits the amount of properties that you can purchase. Here are 4 ways you can purchase real estate with no money down.

#1 Subject To

When you purchase a house you have a warranty deed and a security deed. The warranty deed is the title to the property and the security deed is the mortgage. When you buy a house "subject to" the existing mortgage, the seller is transferring the warranty deed to you and you agree to make payments on their mortgage.

#2 Owner Financing

It is estimated that approximately 30% of all the homes in the US are owned free and clear. If you purchase a home from a owner that does not have a mortgage, you can get them to finance the deal. Instead of getting a mortgage from a bank, the seller will give you a loan and you make payments to him each month.

#3 Friends with Money

Many people have lots of money sitting in retirement accounts that making a small rate of return or they are losing money in this down economy. They can use that money to lend to you so that you can purchase a property. In return you agree to pay them a stated interest rate for a defined period of time. This interest can be returned to their retirement account tax free.

#4 Partners

If you have a friend that has money, you can enter into a deal with them to split the profits. They put up the money to purchase the house and then you are responsible for getting the property repaired. When the property is sold you split the profits at an agreed percentage.

Money does not grow on trees. If you purchase real estate using your own money, eventually you will run out of money. The only way to keep investing is to purchase using no money down techniques.